4. Mobile Money Charge API

Charge mobile money accounts across multiple providers. Supports MTN, Vodafone, AirtelTigo and other mobile networks with instant or USSD-based authorization.

POST/v1/payments/momo/charge

Required Headers

Authorization:Bearer sec_key_live_••••••••••••••••

Content-Type:application/json

Request Body

JSON Payload

{
  "amount": 80,
  "currency": "GHS",
  "phone_number": "0244123456",
  "provider": "MTN",
  "vouchers": "",
  "description": "Pharmacy Marketplace Order #4412"
}

Response

Response Payload

{
  "status": "success",
  "transaction_reference": "TXN-MOMO-10293",
  "message": "Transaction completed instantly (Auto-Authorized)."
}